Author Talk with Neale Godfrey, the financial voice for women and families, showing them how to raise financially responsible children and grandchildren.  This  New York Times bestselling author of  Money Doesn't Grow On Trees: A Parent's Guide to Raising Financially Responsible Children, recently published her new book, Be Money Smart in Tough Times.   Ms. Godfrey was raised in West Caldwell and she appreciates the opportunity to talk to a hometown crowd; discussing her path from the Caldwells to the business world to Oprah!